October - 2022

Attorney Bob Mannor, CELA

Oct 7, 2022
2 min

Choosing a Trustworthy Trustee

When it comes to estate planning, it’s dependability that matters most. When your assets are on the line, it’s important to pick the right trustee. Here is a guide to picking the right trustee for you. Don’t Focus On Those Who “Deserve” It Some people simply pick their eldest child, or the one who is most vocal about taking control of the estate down the line. These are ultimately not good reasons to pick a trustee — while they’re willing, they may not be the best choice for

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BEEN SCAMMED? HERE’S HOW TO STRIKE BACK!

Alan Fisk

Oct 7, 2022
3 min

BEEN SCAMMED? HERE’S HOW TO STRIKE BACK!

Retired lawyer Barry Kelman was on his smart phone recently, renewing a TV streaming channel using his credit card, when a “Help” number popped up. Thinking he had to make contact to complete the transaction, the 75-year-old Oakland County resident called and gave his Visa card number to the operator on the other end. Then the phone line went blank. Suspicious, Kelman called Visa directly and found out that his credit card number had been used to charge $650 in Amazon gift ca

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Have You Heard? Direct-to-Consumer Sales of Over-the-Counter Hearing Aids

Patricia Anstett

Oct 7, 2022
3 min

Have You Heard? Direct-to-Consumer Sales of Over-the-Counter Hearing Aids

Get ready. An advertising blitz timed to hit when new federal changes go into effect will promote the greatly expanded number of retail and internet sites selling over-the-counter hearing devices directly to consumers for as little as $89 a pair. The ads promise: “Hassle-free; lowest price on the market.” Then, “Invisible hearing aids” will “transform your hearing,’’another company claims. “Ridiculously advanced; ridiculously affordable; financing available,” another ad on Fa

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Check Out These Additions to 2023 Medicare Plans!

Kim Parker

Oct 7, 2022
2 min

Check Out These Additions to 2023 Medicare Plans!

You’ve heard the saying “Ask, and ye shall receive?” Well, insurance professionals like me have asked – on behalf of our Medicare communities, that is - and now health plans are all set to deliver! Medicare health plan extras are explored year after year, in response to expressed need and community concerns. In response, many health plans have chosen to enhance certain extras in the 2023 plan year. Check! Health plan benefits and extras must be approved by the Centers for Me

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Mobility Challenges? Quick Ways to Make Your Home Accessible

Brandy Archie, PhD

Oct 7, 2022
3 min

Mobility Challenges? Quick Ways to Make Your Home Accessible

Life can change quickly and the sudden onset of mobility challenges requires quick solutions to complex problems. For example, a fall can lead to a broken hip and hospitalization. But before you know it, the hospital is ready to discharge, often with just a day or two to prepare. Often you’ll be taking a loved one home using a wheelchair. There are some simple fixes that work in most situations to help you get by. Getting into the house Ramps – Homes with stairs at the entry

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Questions to Screen Potential In-Home Caregivers

urbanagingnews

Oct 7, 2022
2 min

Questions to Screen Potential In-Home Caregivers

Finding an in-home caregiver can be a tricky process. There can be anxiety associated with having a stranger in the home. But the anxiety associated with selecting the best person for the job can be the hurdle that brings this needed process to a halt. To assist you in moving forward, here are some questions you should consider asking potential caregivers. 1. What kind of caregiver experience do you have? Taking care of a family member doesn’t qualify them to take care of yo

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An Anonymous Caregiver’s Take: How to Get Siblings Engaged

urbanagingnews

Oct 7, 2022
1 min

An Anonymous Caregiver’s Take: How to Get Siblings Engaged

My siblings weren’t helping with caregiving for mom and dad, and I was furious. Weren’t they their parents too? Rather than remaining angry and severing family relationships forever, I came to the realization that my anger didn’t help. Then I decided on a different approach to engage siblings who were clearly uncomfortable with hands-on caregiving. Instead of asking them to help with the daily tasks of caregiving, I asked them to help me out by performing tasks that were less

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Advice for Caregivers: Five Steps to Leap Legal Hurdles

Attorney Norman E. “Gene” Richards

Oct 7, 2022
4 min

Advice for Caregivers: Five Steps to Leap Legal Hurdles

Family members of aging loved ones are increasingly stepping into the role of helper or caregiver. Fulfilling these responsibilities requires a great deal of time, energy and focus. To make the job easier, caregivers should be able to act with minimal complication and resistance - but all too frequently, caregivers instead struggle to overcome legal hurdles when making decisions for their charges. There are five steps caregivers should take to eliminate frustrating, and often

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Keeping PACE with Aging: Day Care & In-Home Assistance

urbanagingnews

Oct 7, 2022
2 min

Keeping PACE with Aging: Day Care & In-Home Assistance

Michigan is among the fastest aging states in the nation. This is according to 2019 reporting on the Network of Age-Friendly States, an AARP program. “By 2030, roughly 24% of Michigan’s population will be 60 and older — an increase of 32% since 2012,” according to Second Wave Media. This means ways must be found to care for the aging population - and quickly! One answer is the Program of All-Inclusive Care for the Elderly. PACE participants report that they are healthier, hap

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Medicare Open Enrollment - A Caregiver’s Checklist

urbanagingnews

Oct 7, 2022
2 min

Medicare Open Enrollment - A Caregiver’s Checklist

Preparing for Medicare’s Annual Open Enrollment can be daunting. This is a checklist of issues for caregivers to consider and where to get help: Start by comparing your loved one’s current coverage with other options. You may be able to save money or get extra benefits. Visit www.Medicare.gov/plan-compare to make sure your current plan is beneficial. For terminology you don’t understand, brush up using the definitions section in the official U.S. government Medicare handbook,

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